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WORKERS COMPENSATION
By Mark S. Coolman, CPF, CIRMS

Nevada Revised Statues only require an individual or organization to obtain and maintain Employers Liability Insurance, if that organization pays wages or compensation greater than $600 in a 12 month period. The majority of, common interest communities...Read More

INSURANCE SUMMARY FOR P.U.D.’s
Western Risk Insurance

Each HOA Board is responsible to obtain insurance that meets the requirements of Law and the CC&R’S. There are four basic types of insurance necessary: Liability, Property, Professional and Employer...
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DO I NEED PERSONAL INSURANCE
By Mark S. Coolman, CFP, CIRMS

You have just purchased that new home. What insurance do you need to purchase? That answer depends on how the property is deeded and what the CC&R’s require. NRS116 requires all common interest communities to obtain and maintain...Read More

ASSOCIATION CLAIMS
WESTERN RISK INSURANCE

When there is damage to the interior of a condominium, who should pay for the damage? To answer this question, the following must be reviewed ...Read More



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